Invest in Real Estate : Get Interest Rates in the 2% to 3% Range and Build Long-Term Wealth

The summer of 2024 revealed the hidden gem of real estate investing: Assumable Loans.

For investors with cash in hand, assumable loans provide a unique opportunity to step into low-interest mortgages and leverage higher returns without needing massive down payments.

Imagine securing investments with interest rates as low as 2.5%, creating impressive returns with tenants paying down significant principal each year.

Whether you're building a retirement portfolio or expanding your real estate assets, assumable loans make the numbers pencil again.

Key Benefits of Assumable Loans For Investors

  • Interest Rates in the 2-3% Range: Lock in below-market interest rates that maximize your long-term profits.

  • Lower Down Payments: Invest with significantly less than the standard 20% down, freeing up your cash for more deals.

  • 20%+ Internal Rate of Return (IRR): Enjoy strong IRRs that ensure your money works harder for you.

  • Principal Pay down via Renters: Tenants pay down the principal faster thanks to lower interest, building equity while you sleep.

Real Investment Success Stories

Crow Creek

  • Investment: $60K down on a $500K purchase

  • Interest Rate: 2.5%

  • Cashflow: $450/month

  • Total ROI: Higher principal pay down with a positive cash flow.

Dassel

  • Investment: $16K down on a $440K purchase

  • Interest Rate: 2.99%

  • Cashflow: -$300/month

  • Total ROI: Despite negative cash flow, the low interest accelerates principal pay down and increases long-term equity gains.

Thurless

  • Investment: $0 down on a $415K purchase

  • Interest Rate: 4.99%

  • Cashflow: -$200/month

  • Total ROI: Perfect for investors focused on future equity growth over short-term cash flow.

Johnsontown

  • Investment: $15K down on a $380K purchase

  • Interest Rate: 2.65%

  • Cashflow: Break-even or minimal negative

  • Total ROI: The equity build outpaces other investment vehicles.

Is This Opportunity Right for You?

  • Cash-Ready: You have at least $50K to invest.

  • Potential to Qualify: You make at least 80k+/year

  • Not Dependent on Cash Flow: You’re focused on future growth or retirement planning rather than immediate cash flow.

  • Sophisticated Investor: You understand the math and can see the benefits of long-term principal paydown, IRR, and ROI.

Get Started With Assumable Loans Today

Start building your real estate portfolio with assumable loans that offer lower interest rates and higher returns.

Get access to the latest deals, market insights, and financing strategies to accelerate your wealth-building journey.

the-assumable-guy-ryan-thomson

Why Work with Me?

  • Proven Track Record: I’ve already closed on lots of assumable loan deals, with several more under contract.

  • Expert Guidance: I simplify the process, guiding you through every step from qualification to closing.

  • Exclusive Access: Gain early access to assumable loan properties before they hit the open market with the resources I supply my people.

Testimonials from Past Clients

5 Star Review

"Ryan practices what he preaches. I’ve been a business associate of his for 3 years now and have seen his house hacking strategy allow him to quit his day job and do this full time, as well as make me a healthy return on my investment. You can trust he knows what he’s doing and knows the csprings market. Most importantly, you can trust his character and is someone you’d want to do business with"

-Andrew

5 Star Review

"Ryan helped us in the capacity of a Buyer's agent while purchasing our first house hack. I believe that he went above and beyond of what was expected - coordinating the purchase while we were out of the country was not an easy task. Excellent communication, problem-solving skills and professionalism. We took inspiration from his previous house hacks to make our move."

-Abhi

5 Star Review

"Working with Ryan to find the perfect property was such an easy and welcoming process from the first day to closing. Ryan is the expert you want on your side whether you’re looking for a rental property or your dream home. I highly recommend you sit down and discuss your goals with him before you settle on someone else."

-JZ

Get Access To The Assumable Loans Property Guide

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